Terms

    Capitalist Collective Rules and Capitalist Collective Terms & Conditions of Use ("TCUs")
    CAPITALIST COLLECTIVE TERMS AND CONDITIONS OF USE
    1. Introduction and Definitions
    IF YOU DO NOT WISH TO BE BOUND BY THESE TCUs, PLEASE DO NOT REGISTER FOR OR USE CAPITALIST COLLECTIVE. YOU MUST BE AT LEAST 18 YEARS OF AGE TO REGISTER OR USE CAPITALIST COLLECTIVE.
    We may at any time, with or without cause, and without notice or liability to Members, change, eliminate, or restrict the use of all or any portion of Capitalist Collective (including, without limitation, any Capitalist Collective games or the Member area), including limiting the time of Capitalist Collective availability, the amount of use permitted, or the Members who are permitted to use it. By using this site and the Capitalist Collective games, you signify your assent to these terms and conditions. If you do not agree to these terms and conditions, please do not use Capitalist Collective.
    2. Capitalist Collective Rules
    The Capitalist Collective Rules contain important information about registration requirements, game rewards and limitations. The Capitalist Collective Rules, as modified from time to time by the Company, are incorporated in these TCUs by reference and constitute an integral part of these TCUs. To read the current Capitalist Collective Rules at any time, click on the Rules and Terms link on the Capitalist Collective Rules link.
    Upon completion of registration and acceptance of thses TCUs, you will select a unique User Name and Password. All subsequent use of Capitalist Collective may require the entry of such User Name and Password to gain access to the Capitalist Collective members' features. You are responsible for all use of Capitalist Collective under the User Name and Password you select, regardless of who may actually be using them. It is a violation of these TCUs for any Member to allow another person to use his or her User Name and Password to access Capitalist Collective, or for any person to solicit or use another Member's User Name and Password, or for any Member to have more than one Capitalist Collective account.
    You represent and warrant that all personal information provided by you is accurate to the best of your knowledge at the time of providing the information. Intentionally providing inaccurate or misleading information will constitute a violation of these TCUs.
    3. Communicating With Other Members on Capitalist Collective
    As a part of Capitalist Collective, Members are permitted to communicate with other Members in "chat" and "forum" areas. By accepting these TCUs, you agree not to use Capitalist Collective to:

    • send, or submit for public posting, any abusive, obscene, profane, sexually explicit, threatening, harassing or illegal material; or
    • engage in advertising to, or solicitation of, other Members to buy or sell any products or services. In the event any such activity is detected by Company, We may at any time without notice suspend or terminate any Member's use of Capitalist Collective. In addition, we reserve the right to monitor chat and forum areas at all times, and we may refuse to display, or may remove from display, any material that we believe, in its our judgment, violates these TCUs, the Capitalist Collective Rules, or any other policies or guidelines posted on Capitalist Collective.

    BY SUBMITTING MATERIAL TO A "CHAT" OR "FORUM" AREA FOR POSTING, YOU AGREE TO INDEMNIFY COMPANY, ITS OFFICERS, DIRECTORS AND EMPLOYEES, AND HOLD THEM HARMLESS FROM ALL CLAIMS, INCLUDING, WITHOUT LIMITATION, CLAIMS FOR LIBEL OR SLANDER, ARISING FROM THE SUBMISSION. Each Member is solely responsible for all submissions from the account using his or her unique User Name and Password.
    The Company does not endorse, assert or stand behind the truthfulness or reliability of opinions, advice or statements given or made on Capitalist Collective by anyone other than authorized Company spokespersons.
    4. Prizes
    Should we  determine, in our sole discretion, that any Member has violated any of the prohibitions contained in these TCUs, we shall have no obligation to award any prizes won by such Members. We reserve the right to audit all online game interactions, and the award of any prize is subject to the findings of such audit. In addition, we reserve the right to seek any other form of relief, including damages, injunctive relief and attorneys' fees with respect to any fraudulent or other illegal activity in connection with entry or participation on Capitalist Collective, in the Capitalist Collective games, or activity in contravention of the Capitalist Collective Rules or the Capitalist Collective Terms and Conditions of Use.
    5. Taxes
    You may be required to report as taxable income the value of any prizes received by you. To collect a prize, you will be required to provide a valid Social Security or other tax identification number and the information listed in Section 6 of the TCUs. We and/or the Capitalist Collective sponsor who provides a particular prize may report the value of the prize to Federal and/or state taxing authorities.
    6. Termination
    Either you or the Company may terminate your Capitalist Collective Membership at any time and without cause. Your sole right with respect to dissatisfaction with any policies, guidelines or practices of the Company in operating Capitalist Collective, or any change in Capitalist Collective content, is for you to terminate your Capitalist Collective Membership.
    We may terminate or temporarily suspend any Member's access to all or any part of Capitalist Collective, without notice, for conduct that we believe is a violation of these TCUs or any policies or guidelines posted by the Company on Capitalist Collective, or for other conduct that we believe, in its our sole discretion, is harmful to us, other Members or to the interests of Capitalist Collective sponsors. Once a Membership has been cancelled for cause under this paragraph, we reserve the right to deny re-registration of that individual as a Capitalist Collective Member.
    7. Member Information
    As a Capitalist Collective Member, you consent to receive communications from the Company or its affiliates and from other well-established entities selected by the Company. Communications from the Company update and advise Capitalist Collective Members of new games, events, services and benefits of Capitalist Collective Membership. Communications from entities selected by the Company may contain information and often valuable and exclusive coupons, samples and other exciting offers. As a Capitalist Collective Member, you have the right to choose not to receive these exciting and valuable communications from entities selected by the Company simply by sending an email with your Capitalist Collective user name, and registered e-mail to help@capitalistcollective.com with "Unsubscribe from Capitalist Collective mailing List" in the body of the email.
    Members' Privacy Information: Below is a summary of our privacy policy, please click here to read our privacy policy in full.

    • We will never give out any information linking your real name to your screen name unless you authorize us to do so, or unless required to do so by law. We may, however, give your address to a third party for the specific purpose of prize fulfillment or promotions.
    • Advertisers and other partners do not receive any specific personal information. We only provides our advertisers and other partners with aggregate information (mass information used to show trends and patterns) about the people using our site.
    • We will divulge your private information if required to do so by law. If served with a subpoena, search warrant, or court order, we would provide the necessary information.
    • We do track certain general usage pattern information. We track information including what parts of the site people use, how long they have been Capitalist Collective members and if they have won prizes. This information is used in aggregate form to improve www.capitalistcollective.com site and is provided (also in aggregate form) to advertisers and partners. On the registration page, we require members to fill in certain Member information ("Member Information") including month/year of birth, zip code, e-mail address, gender and country. We require the Member to choose a screen name and password. An activated member can also change their account info in the My Capitalist Collective (Member's Area) portion of the site. With targeted advertising, we deliver advertising messages to the types of audience our advertisers most want to reach. We use the Member Information that our Members provide to assist in the identification of Members who meet these criteria. However, our advertisers are not provided with access to Members' personal information.
    • We do occasionally use your registration information to target advertisements to you. This is done to customize your Capitalist Collective experience and provide you with the most appropriate advertisements. The actual targeting is done via our ad server and your personal information is not seen by the advertiser.
    • We have security measures in place to protect the loss, misuse and alteration of the information under our control. The servers for our site are stored in a physically secured and climate controlled off-site facility. Beyond the physical protection of the servers, we protect against data loss by regularly backing up data, performing consistency checks with independently recorded log files to prevent tampering, and restricting access to information on our servers via several user authentication technologies. Members are solely responsible for maintaining the secrecy of their usernames, passwords and /or any other account information.
    • You do not have to be sent Capitalist Collective updates and newsletters.If at any time you wish to discontinue receiving the Capitalist Collective newsletter, simply click the link at the bottom of the newsletter to unsubscribe.
    • You can unregister from Capitalist Collective at any time. If for some reason you no longer want to be a registered Capitalist Collective member, please e-mail help@capitalistcollective.com in order to insure that you are completely removed.

    8. TRADEMARKS, COPYRIGHTS AND PROPRIETARY RIGHTS
    Capitalist Collective maintains the Capitalist Collective web site for your personal entertainment, information, education, and communication purposes. You may not distribute, modify, transmit, reuse, re-post, or use the content of the web site for public or commercial purposes, including the text, images, audio and video without Capitalist Collective's written permission.
    You should assume that everything you see or read on the site is copyrighted unless otherwise noted and may not be used except as provided in these TCUs or in the text on the site without the written permission of Capitalist Collective.We neither warrant nor represent that your use of materials displayed on the site will not infringe rights of third parties.
    While we use reasonable efforts to include accurate and up-to-date information in the Site, we make no warranties or representations as to its accuracy. We assume no liability or responsibility for any errors or omissions in the content of the site.
    Your use of and browsing in the site are at your risk.  Neither Capitalist Collective nor any other party involved in creating, producing or delivering the site is liable for any direct, incidental, consequential, indirect or punitive damages arising out of your access to, or use of, the site. Without limiting the foregoing, everything on the Site is provided to you "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
    Any communication or material you transmit to the Site by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, nonconfidential and non-proprietary. Anything you transmit or post may be used by Capitalist Collective or its affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, the Company is free to use any ideas, concepts, know-how or techniques contained in any communication you send to the site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information, without any additional compensation to the Member.
    The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the site, including the names of all games and puzzles, are registered and unregistered Trademarks of the Company and/or others. Nothing contained on the site should be construed as granting, by implication, estoppel or otherwise, any license or right to use any Trademark displayed on the site without the written permission of the Company or such third party that may own the Trademarks displayed on the site. Your misuse of the Trademarks displayed on the site, or ny other content on the site, except as provided in these TCUs, is strictly prohibited.
    9 DISCLAIMER OF WARRANTIES; LIMITATIONS OF LIABILITY
    CAPITALIST COLLECTIVE IS PROVIDED TO MEMBERS ON AN "AS IS" BASIS, AND NO WARRANTIES ARE MADE BY COMPANY REGARDING CAPITALIST COLLECTIVE OR ANY SERVICES OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH A MEMBER'S USE OF CAPITALIST COLLECTIVE, AND COMPANY HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES WITH RESPECT TO CAPITALIST COLLECTIVE, INCLUDING WITHOUT LIMITATION: (1) ANY WARRANTIES AS TO AVAILABILITY, ACCURACY, OR CONTENT OF INFORMATION, PRODUCTS OR SERVICES; AND (2) ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
    THE COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR CONTRACTORS, SHALL NOT BE LIABLE, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION, INCLUDING WITHOUT LIMITATION ANY LIABILITY FOR DAMAGES CAUSED OR ALLEGEDLY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATIONS UNAUTHORIZED ACCESS TO, OR THEFT, DESTRUCTION, ALTERATION, OR USE OF, RECORDS.
    10. Miscellaneous
    These TCUs, the Capitalist Collective Rules, the Capitalist Collective Privacy Policy and all policies and guidelines posted on Capitalist Collective, which you accept by registering as a Member of Capitalist Collective, contain the entire agreement ("Agreement") between you and Company regarding all aspects of your use of Capitalist Collective, and may be amended at any time by the posting of revisions on Capitalist Collective. The Agreement shall be governed by and interpreted under the laws of the State of New York, without regard to its conflict of law rules.
    We do not represent or endorse the accuracy or reliability of any of the information, content or advertisements (collectively, the "Materials") contained on, distributed through, or linked, downloaded or accessed from any of the games or services contained on this site (the "Service"), nor the quality of any products, information or other materials displayed, awarded, or obtained by you as a result of a drawing, an advertisement or any other information or offer in, or in connection with, the Service (the "Products"). You acknowledge that any reliance upon any Materials shall be at your sole risk. The Member acknowledges that if any provision of this Agreement conflicts with any other rule, regulation, term or condition of the site, the terms and conditions of this Agreement shall govern.

    CAPITALIST COLLECTIVE Senior & Junior Analyst Contest

    1. Introduction and Definitions
      The Capitalist Collective Talent Search is a competition to find the best, unrecognized value investor in America.  There will be two segments of the contest: one is for a Senior Analyst and the other is for a Junior Analyst.  The senior analyst will receive a job with Fertilemind Capital, a New York City based hedge fund, paying $125,000 a year.  The Junior Analyst will receive a job at Fertilemind Capital paying $75,000. The competition is open to anyone over the age of 18.
    2. How do I qualify for the Senior & Junior Analyst Contest?
      Complete your profile, submit your ideas and analysis, and provide feedback to others. That's it. For ideas, take a look at other submissions, check out the submission template, or view the Examples and Tips page. The final qualifying step is showing you understand what makes a company an interesting source of investing value.  If you disagree with our review of your work, tell us, and, “welcome to the market”, a place of differing opinions about how value works.

    CAPITALIST COLLECTIVE RULES
    I. Object of Capitalist Collective
    The object of Capitalist Collective is to provide a place to learn about finance. 
    II. Registration

    • New users must register access to any members' areas/features that may exist.
    • No user may have more than one Capitalist Collective account.
    • Click on the "Sign Up" link on the home page and fill in the online registration form. Incomplete registrations cannot be accepted. You will also be required to accept the Terms and Conditions of Use and Capitalist Collective Privacy Policy in order to be eligible to participate in Capitalist Collective. You should read the TERMS AND CONDITIONS OF USE carefully because they constitute the legal agreement under which you will participate in Capitalist Collective and contain important information and limitations concerning Capitalist Collective.